Non London Market

THB Risk Solutions Limited

THB Risk Solutions offers a broker distribution channel for insurers, and a range of exclusive products and schemes for select partner brokers primarily in the commercial market.

Property UK is an innovative and flexible Commercial Property Owners' product that delivers a real competitive edge, excellent professional service, attractive rates and an innovative packaging of benefits:

  • Flexible Commission starting from 30% for account transfers
  • Cover for residential and commercial lettings
  • For the right proportional mix, distress business can be considered as part of a larger portfolio
  • Full cover for vacant buildings
  • Three year policy option allowing rates to be fixed for the next three years
  • 100% uplift in rental income
  • £5,000,000 Property Owners Liability
  • Only 3% monthly direct debit charge

Encompass is a commercial combined package aimed specifically at small to medium sized businesses. Encompass offers the flexibility to place up to eleven sections under one policy, including a mini-fleet of up to ten vehicles.

Motor Trade UK initially launched through a few key brokers. Its success has allowed us to open the scheme to a wider selection of our partner brokers.

  • A risk managed proposition including a full road risk review
  • Risk managed discounts reflected in the rating
  • No young or inexperienced driver excesses
  • Low rate finance at only 3% over 12 months
  • Low claims rebate clause and a two year rate stability agreement available to risks in excess of £20,000 GWP
  • Enhanced commissions
  • Uninsured loss recovery included 

Schemes - In addition, partner brokers can access arrangements for Legal Services, Construction Risks, PA, Travel, and Marine.

THB Risk Solutions also has the capability to place partner brokers' own schemes using London and Lloyd's market and composite capacity.



Property UK

Jeff Gilbert

T: +44 (0)1733 421 003
F: +44 (0)1733 311 194
E: jgilbert@thbgroup.com
Encompass
(new business)
Kirsty Di Cesare T: +44 (0)1733 421 004
E: kdicesare@thbgroup.com
Motor Trade UK
(new business)
Rachael Peach T: +44 (0)1733 421 002
F: +44 (0)1733 311 194
E: rpeach@thbgroup.com   
Bespoke Schemes, Legal Services, Liability UK and Marine Michelle Ruff T: +44 (0)1733 421 007
F: +44 (0)1733 311 194
E: mruff@thbgroup.com
Renewals Lisa V Walker T: +44 (0)1733 421 008
F: +44 (0)1733 311 194
E: lvwalker@thbgroup.com